Investment Loan
What is an Investment Loan?
An investment loan is a financial tool that enhances your investment capacity, allowing you to use leverage to magnify your returns on investment while preserving liquidity for other projects.
Investment loans provide tax-advantaged solutions since the loan interest can be tax deductible.
What are the benefits?
Capitalize on
market growth
Investment loans allow you to gain higher returns on investment and take advantage of market growth when the market performs well.
Access to Segregated Funds
Gain access to segregated funds, an investment fund that offers guarantees on your investment with the security features of insurance.
Access to Leverage
Boost your investment capacity with leverage to amplify your potential gains and losses.
How does an Investment Loan work?
Investment loans allow you to borrow money from an institution to multiply the gains in your investment portfolio while paying less in taxes.
As the investment grows over time, all profits generated by the loan are kept by you. Once you want to cash out, you return the loan and make the difference. Essentially, you are borrowing money to make money.
Investment loans are a long-term strategy, as the more time you give it, the more it can let your gains compound and grow. Investment loan lengths range from 5-20 years.
Borrowing options can vary. Providers typically offer 100% loans, ensuring that the loan provides 100% financing for the investment.
Other options can include a 1:1 loan or 3:1 loan. A 1:1 loan matches the amount you want to invest, while a 3:1 loan allows you to borrow up to 3x the amount you contribute.
Loans can range from $10,000 to $1,000,000; however, higher loan amounts require credit approval and a stable income.
Who is it for?
High-Income Earners
Individuals or companies looking to purchase rental properties, commercial real estate, or properties to flip.
Real Estate Investors
You can provide coverage for your family in the case of your death
Business Investors
Entrepreneurs or businesses looking to invest in expanding operations, acquiring other businesses, or other growth opportunities.
Small Businesses
Owners who need capital to invest in equipment, inventory, or other business improvements that are expected to generate a return.
Ready to Invest? We can help!
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