{"id":1699,"date":"2024-10-29T21:20:51","date_gmt":"2024-10-29T21:20:51","guid":{"rendered":"https:\/\/elitewmg.com\/residential-mortgage\/"},"modified":"2025-01-03T22:53:25","modified_gmt":"2025-01-03T22:53:25","slug":"residential-mortgage","status":"publish","type":"page","link":"https:\/\/elitewmg.com\/zh\/services\/residential-mortgage\/","title":{"rendered":"Residential Mortgage"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"1699\" class=\"elementor elementor-1699\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-db10736 e-con-full e-flex e-con e-parent\" data-id=\"db10736\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2d802747 script-chinese elementor-widget elementor-widget-heading\" data-id=\"2d802747\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Residential Mortgage<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3f53f804 e-flex e-con-boxed e-con e-parent\" data-id=\"3f53f804\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-54c54eef elementor-widget__width-inherit elementor-widget elementor-widget-spacer\" data-id=\"54c54eef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-25ffe23b e-con-full e-flex e-con e-child\" data-id=\"25ffe23b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-712e3cad elementor-widget elementor-widget-image\" data-id=\"712e3cad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"532\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" data-src=\"https:\/\/elitewmg.com\/wp-content\/uploads\/2024\/10\/mother-with-kids-holding-flag-of-canada-on-winter-2023-11-27-04-54-43-utc-1024x681.jpg\" class=\"attachment-large size-large wp-image-1651 lazyload\" alt=\"\" data-srcset=\"https:\/\/elitewmg.com\/wp-content\/uploads\/2024\/10\/mother-with-kids-holding-flag-of-canada-on-winter-2023-11-27-04-54-43-utc-1024x681.jpg 1024w, https:\/\/elitewmg.com\/wp-content\/uploads\/2024\/10\/mother-with-kids-holding-flag-of-canada-on-winter-2023-11-27-04-54-43-utc-300x200.jpg 300w, https:\/\/elitewmg.com\/wp-content\/uploads\/2024\/10\/mother-with-kids-holding-flag-of-canada-on-winter-2023-11-27-04-54-43-utc-768x511.jpg 768w, https:\/\/elitewmg.com\/wp-content\/uploads\/2024\/10\/mother-with-kids-holding-flag-of-canada-on-winter-2023-11-27-04-54-43-utc-1536x1022.jpg 1536w, https:\/\/elitewmg.com\/wp-content\/uploads\/2024\/10\/mother-with-kids-holding-flag-of-canada-on-winter-2023-11-27-04-54-43-utc-2048x1363.jpg 2048w, https:\/\/elitewmg.com\/wp-content\/uploads\/2024\/10\/mother-with-kids-holding-flag-of-canada-on-winter-2023-11-27-04-54-43-utc-18x12.jpg 18w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><noscript><img decoding=\"async\" width=\"800\" height=\"532\" src=\"https:\/\/elitewmg.com\/wp-content\/uploads\/2024\/10\/mother-with-kids-holding-flag-of-canada-on-winter-2023-11-27-04-54-43-utc-1024x681.jpg\" class=\"attachment-large size-large wp-image-1651 lazyload\" alt=\"\" srcset=\"https:\/\/elitewmg.com\/wp-content\/uploads\/2024\/10\/mother-with-kids-holding-flag-of-canada-on-winter-2023-11-27-04-54-43-utc-1024x681.jpg 1024w, https:\/\/elitewmg.com\/wp-content\/uploads\/2024\/10\/mother-with-kids-holding-flag-of-canada-on-winter-2023-11-27-04-54-43-utc-300x200.jpg 300w, https:\/\/elitewmg.com\/wp-content\/uploads\/2024\/10\/mother-with-kids-holding-flag-of-canada-on-winter-2023-11-27-04-54-43-utc-768x511.jpg 768w, https:\/\/elitewmg.com\/wp-content\/uploads\/2024\/10\/mother-with-kids-holding-flag-of-canada-on-winter-2023-11-27-04-54-43-utc-1536x1022.jpg 1536w, https:\/\/elitewmg.com\/wp-content\/uploads\/2024\/10\/mother-with-kids-holding-flag-of-canada-on-winter-2023-11-27-04-54-43-utc-2048x1363.jpg 2048w, https:\/\/elitewmg.com\/wp-content\/uploads\/2024\/10\/mother-with-kids-holding-flag-of-canada-on-winter-2023-11-27-04-54-43-utc-18x12.jpg 18w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/noscript>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-11806e0a e-con-full e-flex e-con e-child\" data-id=\"11806e0a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4ec34ee4 elementor-widget elementor-widget-heading\" data-id=\"4ec34ee4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What is Residential Mortgage?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2614fb38 elementor-widget elementor-widget-text-editor\" data-id=\"2614fb38\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A residential mortgage is a loan that is used to purchase a residential property, such as a house, condo, or apartment. In exchange for the loan, the property is used as collateral. Meaning, if you fail to repay your loan, the lender will take possession of the property. Whether you want to buy your first home, switch your mortgage, or renew or refinance your mortgage, we can set you up with a specialist that will suit all your needs.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c452a6e elementor-widget__width-inherit elementor-widget elementor-widget-spacer\" data-id=\"c452a6e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-39ae493b e-flex e-con-boxed e-con e-parent\" data-id=\"39ae493b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7b136c59 e-con-full e-flex e-con e-child\" data-id=\"7b136c59\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3c5e729a elementor-widget elementor-widget-image\" data-id=\"3c5e729a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"72\" height=\"78\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" data-src=\"https:\/\/elitewmg.com\/wp-content\/uploads\/2023\/10\/shape.png\" class=\"attachment-large size-large wp-image-63 lazyload\" alt=\"\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"72\" height=\"78\" src=\"https:\/\/elitewmg.com\/wp-content\/uploads\/2023\/10\/shape.png\" class=\"attachment-large size-large wp-image-63 lazyload\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1f272ae7 elementor-widget elementor-widget-heading\" data-id=\"1f272ae7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What are the benefits?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-60f32710 e-con-full e-flex e-con e-child\" data-id=\"60f32710\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-6d5efb92 e-con-full e-flex e-con e-child\" data-id=\"6d5efb92\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-75f1ff2f elementor-widget elementor-widget-heading\" data-id=\"75f1ff2f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Appreciation<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-507e64c elementor-widget elementor-widget-text-editor\" data-id=\"507e64c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>As the market value of your property rises, you may realize potential gains, increasing the equity from home ownership.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2eca82e6 e-con-full e-flex e-con e-child\" data-id=\"2eca82e6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4ad318cf elementor-widget elementor-widget-heading\" data-id=\"4ad318cf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Home Ownership<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c852562 elementor-widget elementor-widget-text-editor\" data-id=\"7c852562\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Residential Mortgages allow you to become a home owner, helping you build equity over time.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6883e152 e-con-full e-flex e-con e-child\" data-id=\"6883e152\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3119a2a2 elementor-widget elementor-widget-heading\" data-id=\"3119a2a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Tax Deductions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-30b7e6b elementor-widget elementor-widget-text-editor\" data-id=\"30b7e6b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The interest you pay on your mortgage may be tax-deductible, allowing you to enjoy the reduced cost of borrowing.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5e31737 e-con-full e-flex e-con e-parent\" data-id=\"5e31737\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-533169a9 elementor-widget elementor-widget-image\" data-id=\"533169a9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"72\" height=\"78\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" data-src=\"https:\/\/elitewmg.com\/wp-content\/uploads\/2023\/10\/shape.png\" class=\"attachment-large size-large wp-image-63 lazyload\" alt=\"\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"72\" height=\"78\" src=\"https:\/\/elitewmg.com\/wp-content\/uploads\/2023\/10\/shape.png\" class=\"attachment-large size-large wp-image-63 lazyload\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1ee27e7f elementor-widget elementor-widget-heading\" data-id=\"1ee27e7f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How does a Residential Mortgage work?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dd4b075 elementor-widget elementor-widget-jet-timeline\" data-id=\"dd4b075\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jet-timeline.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-jet-timeline jet-elements\"><div class=\"jet-timeline jet-timeline--align-left jet-timeline--align-middle\">\n\t<div class=\"jet-timeline__line\"><div class=\"jet-timeline__line-progress\"><\/div><\/div>\n\t<div class=\"jet-timeline-list\"><div class=\"jet-timeline-item jet-timeline-item--animated elementor-repeater-item-becb0e3 jet-timeline-item--image-inside\">\n\t<div class=\"timeline-item__card\">\n\t\t<div class=\"timeline-item__card-inner\">\n\t\t\t\t\t\t\t\t<div class=\"timeline-item__card-content\">\n\t\t\t\t\t<div class=\"timeline-item__meta\"><\/div><h5 class=\"timeline-item__card-title\">Pre-Approval<\/h5><div class=\"timeline-item__card-desc\">Before you purchase a home, a preliminary assessment of\nyour financial situation will be made to determine how much you can\nafford to borrow.\nAs a borrower, you will need to provide detailed financial information,\nincluding your income, assets, debts, and credit history.<\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"timeline-item__card-arrow\"><\/div>\n\t<\/div>\n\t<div class=\"timeline-item__point\"><div class=\"timeline-item__point-content timeline-item__point-content--text\">1<\/div><\/div><div class=\"timeline-item__meta\"><\/div><\/div><div class=\"jet-timeline-item jet-timeline-item--animated elementor-repeater-item-bc9939b jet-timeline-item--image-inside\">\n\t<div class=\"timeline-item__card\">\n\t\t<div class=\"timeline-item__card-inner\">\n\t\t\t\t\t\t\t\t<div class=\"timeline-item__card-content\">\n\t\t\t\t\t<div class=\"timeline-item__meta\"><\/div><h5 class=\"timeline-item__card-title\">Loan Types<\/h5><div class=\"timeline-item__card-desc\">Mortgage solutions vary and give you the opportunity to choose the\npayment option the best suits your needs.\n<br><br>\n\u25cf Fixed-Rate Mortgage: The interest rate on your mortgage remains\nconstant throughout the loan term, allowing you to have stable\nmonthly payments and protecting you from rising interest rates.\n<br><br>\n\u25cf Variable Mortgage: Your mortgage changes according to the\nprime rate. The prime interest rate can change periodically,\nallowing you to pay off your mortgage sooner if the rate falls.<\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"timeline-item__card-arrow\"><\/div>\n\t<\/div>\n\t<div class=\"timeline-item__point\"><div class=\"timeline-item__point-content timeline-item__point-content--text\">2<\/div><\/div><div class=\"timeline-item__meta\"><\/div><\/div><div class=\"jet-timeline-item jet-timeline-item--animated elementor-repeater-item-f40efc3 jet-timeline-item--image-inside\">\n\t<div class=\"timeline-item__card\">\n\t\t<div class=\"timeline-item__card-inner\">\n\t\t\t\t\t\t\t\t<div class=\"timeline-item__card-content\">\n\t\t\t\t\t<div class=\"timeline-item__meta\"><\/div><h5 class=\"timeline-item__card-title\">Down Payment<\/h5><div class=\"timeline-item__card-desc\">A down payment, (typically 20% of the purchase price), must be paid\nupfront. The higher down payment, the better the loan terms.<\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"timeline-item__card-arrow\"><\/div>\n\t<\/div>\n\t<div class=\"timeline-item__point\"><div class=\"timeline-item__point-content timeline-item__point-content--text\">3<\/div><\/div><div class=\"timeline-item__meta\"><\/div><\/div><div class=\"jet-timeline-item jet-timeline-item--animated elementor-repeater-item-ef3db7b jet-timeline-item--image-inside\">\n\t<div class=\"timeline-item__card\">\n\t\t<div class=\"timeline-item__card-inner\">\n\t\t\t\t\t\t\t\t<div class=\"timeline-item__card-content\">\n\t\t\t\t\t<div class=\"timeline-item__meta\"><\/div><h5 class=\"timeline-item__card-title\">Loan Approval<\/h5><div class=\"timeline-item__card-desc\">The lender will evaluate your application and supporting documents to\nassess your ability to repay the loan. An appraisal will be conducted to\ndetermine the property's market value, ensuring it meets or exceeds the\nloan amount.<\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"timeline-item__card-arrow\"><\/div>\n\t<\/div>\n\t<div class=\"timeline-item__point\"><div class=\"timeline-item__point-content timeline-item__point-content--text\">4<\/div><\/div><div class=\"timeline-item__meta\"><\/div><\/div><div class=\"jet-timeline-item jet-timeline-item--animated elementor-repeater-item-8230cf3 jet-timeline-item--image-inside\">\n\t<div class=\"timeline-item__card\">\n\t\t<div class=\"timeline-item__card-inner\">\n\t\t\t\t\t\t\t\t<div class=\"timeline-item__card-content\">\n\t\t\t\t\t<div class=\"timeline-item__meta\"><\/div><h5 class=\"timeline-item__card-title\">Monthly Payments<\/h5><div class=\"timeline-item__card-desc\">Throughout the loan term, the borrower will pay\nmonthly payments until the loan is fully repaid. These expenses will\ninclude the principal amount, interest, property taxes, and homeowner\u2019s\ninsurance.<\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"timeline-item__card-arrow\"><\/div>\n\t<\/div>\n\t<div class=\"timeline-item__point\"><div class=\"timeline-item__point-content timeline-item__point-content--text\">5<\/div><\/div><div class=\"timeline-item__meta\"><\/div><\/div><div class=\"jet-timeline-item jet-timeline-item--animated elementor-repeater-item-4de7a44 jet-timeline-item--image-inside\">\n\t<div class=\"timeline-item__card\">\n\t\t<div class=\"timeline-item__card-inner\">\n\t\t\t\t\t\t\t\t<div class=\"timeline-item__card-content\">\n\t\t\t\t\t<div class=\"timeline-item__meta\"><\/div><h5 class=\"timeline-item__card-title\">Amortization<\/h5><div class=\"timeline-item__card-desc\">Payments are structured so that early payments will cover\nthe interest first, while later payments increasingly pay down the\nprincipal.<\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"timeline-item__card-arrow\"><\/div>\n\t<\/div>\n\t<div class=\"timeline-item__point\"><div class=\"timeline-item__point-content timeline-item__point-content--text\">6<\/div><\/div><div class=\"timeline-item__meta\"><\/div><\/div><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3bdfbc92 e-con-full e-flex e-con e-parent\" data-id=\"3bdfbc92\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-99e7680 elementor-widget elementor-widget-text-editor\" data-id=\"99e7680\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Have any more questions? Contact us and we will find the mortgage that suits your unique needs and situation.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7ccfd8c7 e-con-full e-flex e-con e-parent\" data-id=\"7ccfd8c7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-27e4d7e2 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"27e4d7e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Ready to Invest? We can help!<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fb07d86 e-con-full e-flex e-con e-child\" data-id=\"fb07d86\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-772e968b elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"772e968b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-phone\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 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fa-comment-alt\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tJoin Our Seminar\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tStay informed with our seminar updates.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7aafefdf elementor-align-center elementor-widget elementor-widget-button\" data-id=\"7aafefdf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/elitewmg.com\/zh\/register\/\">\n\t\t\t\t\t\t<span 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class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-envelope\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tSubscribe our Newsletter\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tStay informed with market insight, wealth management strategies and our seminar updates.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e187a70 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"1e187a70\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/form.jotform.com\/243097705224254\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Subscribe<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Residential Mortgage What is Residential Mortgage? A residential mortgage is a loan that is used to purchase a residential property, such as a house, condo, or apartment. In exchange for the loan, the property is used as collateral. Meaning, if you fail to repay your loan, the lender will take possession of the property. Whether [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":235,"menu_order":16,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"footnotes":""},"class_list":["post-1699","page","type-page","status-publish","hentry"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/elitewmg.com\/zh\/wp-json\/wp\/v2\/pages\/1699","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/elitewmg.com\/zh\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/elitewmg.com\/zh\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/elitewmg.com\/zh\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/elitewmg.com\/zh\/wp-json\/wp\/v2\/comments?post=1699"}],"version-history":[{"count":0,"href":"https:\/\/elitewmg.com\/zh\/wp-json\/wp\/v2\/pages\/1699\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/elitewmg.com\/zh\/wp-json\/wp\/v2\/pages\/235"}],"wp:attachment":[{"href":"https:\/\/elitewmg.com\/zh\/wp-json\/wp\/v2\/media?parent=1699"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}